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ICO 2020

Líneas ICO renovadas para 2020   CONDICIONES • Hasta 12,5 millones de euros por empresa. • Plazo de amortización de hasta 20 años. • Tipos de interés desde el 2,346%.     PARA • Todo tipo de empresa, autónomos y emprendedores. • Necesidades de inversión o liquidez. • Dentro del territorio nacional.   Analizamos tu caso sin compromiso. Consigue tu informe gratuito de evaluación previa. Déjanos tus datos y te llamamos Si lo prefieres puedes llamarnos al 981 90 49 49 (de lunes a viernes de 9 a 16 horas)

Financiación de liquidez

Uno de los problemas más habituales que nos plantean nuestros clientes son las tensiones de tesorería (normalmente derivadas de sus plazos de cobro a clientes) que les complican los pagos a proveedores y provocan, a largo plazo, un encarecimiento de sus compras. La primera reacción de muchos empresarios para estos problemas de circulante es buscar un préstamo, un colchón de liquidez que les dé mayor seguridad a la hora de operar. Pero normalmente no es la estrategia correcta. A día de hoy, lo mejor para gestionar el circulante de tu empresa son el factoring y el confirming. Con el factoring puedes reducir tus plazos de cobro a clientes y minimizar así las tensiones de tesorería derivadas de tener que aguantar durante 30, 60 o 90 días (si no más) las facturas emitidas hasta cobrarlas. Con el confirming la entidad financiera asegura a tu proveedor el pago y le da la opción de adelantarlo con un coste. De este modo, con la venta asegurada y opción de adelantarla, el proveedor está siempre más dispuesto a negociar las condiciones. También está la opción del "confirming pronto pago" que, con coste para tu empresa (el comprador), financia el pago al proveedor. Es decir, tu proveedor cobra al instante pero tú pagas a la entidad más tarde (hasta 180 días). Estas son las líneas que más están favoreciendo las entidades a la hora de financiar el circulante de las Pymes. Si quieres optimizar tu estructura de circulante... Déjanos tus datos y te llamamos Carina

The Child's Book of American Biography by Mary Stoyell Stimpson

Apologies For Lapses In Posts - Resolutions! (Monday Musings 72)

It's been so very, very long since I last posted, so I want to apologize. This is a good time to review my New Year's Resolutions, and definitely one of them is to post weekly - which I was pretty consistent with last year.

The reasons are that I enjoy blogging, and it'll "force" me to think about pertinent topics to write about, which can also help with figuring out streaming topics.

Resolutions can be kept if we troubleshoot and remove foreseeable obstacles that can get in the way of resolutions.

The major obstacle with weekly postings, is not having a set schedule to sit down and write. As I'm not working on Mondays, it makes the most sense, after exercising, chores, and breakfast, to write my post on Mondays.

There's a possibility that I'll be working on Mondays, so the other free day I have is Friday, as the alternative option. I didn't know that Blogspot can automate the exact time to post, so Friday is a perfectly viable alternative.

My other resolution, I've been rather consistent, which is getting up as soon as the alarm clock rings, which I was never able to do since day 1, until recently.

I changed my alarm clock to an earlier time (from 7:00 AM to 6:30 AM) which will give me the time to exercise before work. I noticed my mind shuts down around 8 PM (I'm not a night owl), so why not go to bed earlier and get up earlier in the morning, during the hours where I truly enjoy activities?

Thanks to my Twitch buddy, who inspired me to pop out of bed as soon as the alarm clock rings, I've been more or less successful in doing so. He mentioned that he'd get up at 5:00 AM, exercise and do his chores, and has a couple of hours before he heads off to work to have fun. I was very motivated, because I would like to get everything out of the way as soon as possible, so the rest of the day, after work, I'll have free time until heading to bed!

I was surprised because last week, I actually exercised before work (the first time in decades), and today, despite not streaming, I also exercised!

In other words, I've been streaming in part because it forced me to exercise, but now I have internal motivation to exercise thanks to my Twitch friend! I very much enjoy streaming, but I now have more freedom to chose to stream or not (in the past, the major reason to stream is because it forces me to exercise). If I get burned out from streaming (which can very well happen), I won't feel guilt that I'm not taking care of my health.

In this way, I can truly evaluate Twitch streaming as a hobby I want to keep or not, and if I no longer enjoy it, I can leave streaming behind without feeling remorse.

What are your resolutions, and have you kept them? If you have, I'd love to hear about your troubleshooting.

The How of Happiness Review

As Long As I'm There...

I started to clear the table this morning but it seemed a shame to clear it after a single game so.......

Now that my 54's are back on their Volley & Bayonet/Morschauser style 3" unit bases, the grid is less useful than it was. I still had the measuring sticks I made a couple of years ago with brightly coloured 3" segments. It is easy to use and read in dim light even without glasses and also makes the grid less useful as long as all ranges and moves are in multiples of 3".

Since it's not quite a Square Brigadier game I quickly scribbled a one page variation but decided to experiment with getting a bit more radical and  leaving out  even more detail and removing more unit action options since I was going to be playing a Thomas scenario anyway. By and large it worked and a play through only took about an hour using roughly 1/2 the planned total number of units per side.  I think I want to bring back a bit more colour and more player decisions but its going to take some thought and experimentation.

We Could Be Heroes

There are a vast number of games based on pre-existing film, television and literary properties. The most successful tend to have distinctive settings with large casts of characters, such as Star Wars or Lord of the Rings, but what about the more character-driven franchises, where the action tends to be led by a single hero through multiple adventures? There is always going to be a problem answering the question "who gets to play the hero?"

Age of Conan solves this problem by having players bid for the right to have Conan lead their armies, while the short lived Conan Collectible Card Game just lets every player have their own version of the Cimmerian hero when it's their turn, and Monolith's Conan adventure game balances Conan against a wide variety of arguably more interesting playable characters. Planet of the Apes divides lead character Taylor into four separate psychological aspects (with only limited success).

The designers of Samurai Jack: Back to the Past, based on the Cartoon Network animated television series, faced a similar design problem, and they found an ingenious solution. Players take on the roles of various colorful characters Jack meets along his journey, while Jack himself is a non-player character who adds an interesting layer of complexity to what would otherwise be a simple "race to the finish" game.

The game board consists of a trail of tiles representing different types of locations such as jungle, fields, or desert. Players play Movement cards to move along the trail, collecting Support cards along the way which will be spent at the end of the trail to fight one of several villains. The better your specific combination of Support cards, the more points you'll earn from the villain, so a lot of the game is looking at which cards are available at which locations, and planning your moves in order to beat your opponents to the cards you need for the most points when facing the villain.

This alone might be an okay game (if a little simple), but in addition to the player pieces, there are two non-player characters moving along the path, Samurai Jack and his nemesis Aku. Jack moves along the path first, his movement determined by drawing a random card. Then the players all move, and finally Aku moves using another random card. A separate board keeps track of Jack's sanity, and if he is on a tile by himself or with Aku, he moves a step closer to madness. If his madness tracker gets all the way to the end, all the players lose the game, so in addition to gathering the cards they need to win, players have to keep an eye on Jack, and occasionally come to his rescue.

The game manages to combine several different mechanical elements without any of them seeming out of place, and the graphic design and game components are miles ahead of what I would expect for a relatively inexpensive game like this: full color plastic miniatures, what looks like original illustrations rather than just screen captures from the show, and a sharp design sense overall. It all comes together to make a game that, while fairly simple, is entertaining to play and very true to its source material.

Rating: 4 (out of 5) a little on the simple side, but nevertheless an excellent, well-crafted game.

• Samurai Jack: Back to the Past official website
• Samurai Jack: Back to the Past on Board Game Geek

Neutral Living Room + DOWNLOAD + TOUR + CC CREATORS | The Sims 4 |

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Holiday Sale, Android Out Now!

Fellow adventures! It is almost time for Holidays and New Year 2017 and what would be a better way to celebrate than to bring new players to the party! Oceanhorn just released on Android platform so it is time to recommend the game for your cousins and cool uncles!

Happy Holidays from Cornfox & Bros.

The game is free to download with a single IAP purchase that unlocks the rest of the game after the introductory island. Just relax and enjoy your time on Hermit's Island and when you're ready, just unlock the whole adventure and start to explore the whole world of Arcadia! No ads, no nonsense - just a single purchase.

"Time to recommend Oceanhorn for your
cousins and cool uncles!"

We are also having a Special Holiday Sale across many platforms, iOS and Apple TV version for example will be $4.99 at the moment! So which ever version of Oceanhorn you prefer – it might be a good time to buy it for yourself or as a gift for your friends!

Oh boy 2017 will be interesting...

Subvenciones para empresas

Subvenciones públicas a fondo perdido. Gestionamos todo tipo de subvenciones para Pymes . Líneas europeas (H2020), nacionales y de las CC.AA. Vigilancia 24/7 para localizar cualquier subvención que se ajuste a las necesidades de tu empresa. Gestión y preparación de la documentación a presentar. Quiero saber más sobre subvenciones Somo expertos en gestionar subvenciones, podemos conseguir la tuya. Contáctanos de 9 a 16 horas en el 981 90 49 49 o te contactamos nosotros Déjanos tus datos Sobre nosotros Somos un socio estratégico para tu empresa. Atendemos a empresas y autónomos de toda España. Servicios genéricos Plan económico Arbitraje financiero Factoring sin recurso Tramitación de avales RAI/ASNEF Otros servicios Subvenciones Marketing Fiscal laboral y contable Hacienda y S.S. Análisis de clientes

SCREAMER RALLY

Back in the mid-90s, the Screamer series was seen by many as the King of all racers. I remember many a worshipper of the PC master race sneering at anything a console could produce in favour Virgin Interactive's 3Dfx enhanced series. Screamer Rally is the franchise's third game but can the gameplay match the visuals?

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Préstamos para empresas

Cómo conseguir financiación A la hora de buscar financiación para tu empresa es imprescindible para negociar saber en qué situación se encuentra... ¿Demuestra capacidad de amortización? ¿Su endeudamiento es excesivo? ¿Tiene un pool bancario bien estructurado? ¿Es una empresa sólida a nivel financiero? Para que puedas tener respuestas a esas preguntas y más, antes de ayudar a cualquier empresa a buscar los fondos que necesita hacemos un estudio por escrito, gratuito y sin compromiso en el que desarrollamos: - Sus fortalezas y debilidades a nivel financiero, operativo y bancario. - Sus objetivos y necesidades a corto, medio y largo plazo. - La estrategia óptima de acción. - Las líneas más adecuadas para resolver su necesidad. En definitiva, te ayudamos a ver tu empresa como la verán los bancos. Así que si quieres que te ayudemos a conseguir financiación... Déjanos tus datos y te llamamos Si lo prefieres puedes llamarnos al 981 90 49 49 (de lunes a viernes de 9 a 16 horas)

Adelanto de contratos

Un problema muy habitual al que se enfrentan muchos de nuestros clientes es la falta de liquidez para llevar a cabo grandes contratos. Por supuesto, el significado de "grande" es distinto para cada empresa así que en este caso lo utilizaremos para referirnos a aquellos contratos que suponen un porcentaje importante de la facturación anual de la sociedad y que requieren una inversión previa notable en personal, materia prima o ambas. Muchas empresas recurren a préstamos o líneas de circulante (pólizas, cuentas de crédito, confirming...) para financiar esta puesta en marcha pero son pocas las que recurren a otra solución muy interesante: el adelanto de contratos. ¿Cómo funciona? Se trata de operaciones fuera del circuito bancario en las que la entidad financiera (después de analizar a fondo el contrato y ambas partes contratantes, por supuesto) anticipa una parte del precio del contrato a la empresa contratada que puede ir desde el 10% al 100% (en contadas ocasiones). Después la financiación se amortizará a través de los cobros procedentes de la ejecución del contrato, generalmente mediante el cobro de un porcentaje de cada pago recibido. Asimismo, para contratos que ya están iniciados, en ocasiones se puede gestionar la cesión total del contrato para después descontar de forma inmediata todas las facturas asociadas al mismo según se vayan emitiendo. En definitiva, el adelanto de contratos es una estructura de financiación muy flexible y que se acomoda muy bien a las necesidad de las empresas, sobre todo aquellas que trabajan para grandes empresas o la administración. Si te interesa el adelanto de contratos y quieres saber más... Déjanos tus datos y te llamamos Alba

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iş hayatınızda bir sonraki adımı edinebilmek için çevrimiçi şekilde yüzlerce ilanı bulabilirsiniz. ilan arama motoru, özgeçmişler, firma bilgileri ve diğer bilgilerle, her zaman sizinleyiz. bu site iş olanakları ve teklifleri için en bilindik kaynaktır. iş kaynaklarına, kişiselleştirilmiş kazanç araçlarına ve içgörülere erişin. İstediğiniz işi şimdi bulun! sitemiz meslek ve iş imkanları için kaynağınızdır. İş ilanı arayın, sitemizin iş personellerinden iş tavsiyesi alın ve işe alım fikirleri bulun. sitede ülke üzerinde meslek imkanları bulun. İş kategorisi, il - ilçe, işveren ve daha fazlasına göre arama yapın. CVnizi yollayın. Giriş seviyesinden şef pozisyonlarına kadar Türkiyedeki tüm yeni işleri bulun. Konuma, tüketicilere veya kuruma göre bulun. Size uygun doğru iş ilanını listeleyin ve bir kariyer başvurusu yapın. sitemiz iş bulma motorunu kullanarak sahalarınızda meslek elemanı araştıran işleri arayın - iş bulmanın en hızlı yolu. Size en yakın iş bulabilmek ve sadece 1 adımda başvurun. Çevrenizdeki yakın firmalar yönünden yayınlanan en yeni iş ilanlarını bulun ve göz atın. İş bulma motoru üstünden direkt işverenlere bağlantıya geçin. alttaki bağlantılarla iş arama konusu için bilgi edinin. Web de binlerce iş motoru mevcut, lakin en güvenilir iş işletmeleri ve meslek inceleme sayfaları, kullanması yorucu olabilir, çabuk ve kolay yöntemlere anında ulaşın.
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Brave Browser the Best privacy-focused Browser of 2019

Out of all the privacy-focused products and apps available on the market, Brave has been voted the best. Other winners of Product Hunt's Golden Kitty awards showed that there was a huge interest in privacy-enhancing products and apps such as chats, maps, and other collaboration tools.

An extremely productive year for Brave

Last year has been a pivotal one for the crypto industry, but few companies managed to see the kind of success Brave did. Almost every day of the year has been packed witch action, as the company managed to officially launch its browser, get its Basic Attention Token out, and onboard hundreds of thousands of verified publishers on its rewards platform.

Luckily, the effort Brave has been putting into its product hasn't gone unnoticed.

The company's revolutionary browser has been voted the best privacy-focused product of 2019, for which it received a Golden Kitty award. The awards, hosted by Product Hunt, were given to the most popular products across 23 different product categories.

Ryan Hoover, the founder of Product Hunt said:

"Our annual Golden Kitty awards celebrate all the great products that makers have launched throughout the year"

Brave's win is important for the company—with this year seeing the most user votes ever, it's a clear indicator of the browser's rapidly rising popularity.

Privacy and blockchain are the strongest forces in tech right now

If reaching 10 million monthly active users in December was Brave's crown achievement, then the Product Hunt award was the cherry on top.

The recognition Brave got from Product Hunt users shows that a market for privacy-focused apps is thriving. All of the apps and products that got a Golden Kitty award from Product Hunt users focused heavily on data protection. Everything from automatic investment apps and remote collaboration tools to smart home products emphasized their privacy.

AI and machine learning rose as another note-worthy trend, but blockchain seemed to be the most dominating force in app development. Blockchain-based messaging apps and maps were hugely popular with Product Hunt users, who seem to value innovation and security.

For those users, Brave is a perfect platform. The company's research and development team has recently debuted its privacy-preserving distributed VPN, which could potentially bring even more security to the user than its already existing Tor extension.

Brave's effort to revolutionize the advertising industry has also been recognized by some of the biggest names in publishing—major publications such as The Washington Post, The Guardian, NDTV, NPR, and Qz have all joined the platform. Some of the highest-ranking websites in the world, including Wikipedia, WikiHow, Vimeo, Internet Archive, and DuckDuckGo, are also among Brave's 390,000 verified publishers.

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Problemas de liquidez

Tensiones de tesorería, iliquidez, problemas de liquidez... Los nombres son muchos, pero al final todo se puede resumir en una frase: dinero insuficiente para hacer frente a los compromisos de pago de la empresa. Es algo que vemos cada día con nuevos clientes. Dos de cada cinco empresas que se ponen en contacto con nosotros o nos contratan lo hace para que les ayudemos a solucionar sus tensiones de tesorería. Los motivos suelen ser los siguientes: Excesivas diferencias temporarias entre los plazos de pago y cobro sin la estructura financiera necesaria para soportarlas. Dependencia excesiva de endeudamiento a corto, lo que encarece las operativa de la empresa. Se ve mucho cuando la estrategia financiera de la empresa se "monta" sobre la marcha. Apalancamiento excesivo o mal negociado, que exige unas amortizaciones mensuales superiores a la capacidad real de pago de la empresa. Estructura financiera inexistente que obliga a la empresa a "trabajar a pulmón" cuando no debería. No están todas las causas de iliquidez pero sí las más habituales y que engloban más casos particulares distintos... y, como habrás visto, siempre están de un modo u otro relacionadas con la financiación. Es normal. Si la estructura financiera de tu empresa no trabaja a tu favor sino que lo hace en tu contra, tienes un problema serio. Si quieres que te ayudemos a tener una estructura financiera optimizada, equilibrada y que ayuda a tu empresa a ser más sólida y rentable... Déjanos tus datos y te llamamos Tania